Sompo Insurance Singapore Pte. Ltd. is a general insurer offering both personal and commercial insurance products, with the tagline 'Your well-being, our priority.' On the personal side, the company offers Travel, PA Ease, PAStar, PAJunior, Home Insurance, Private Car, MaidEase and Overseas Travel PLUS policies.
On the commercial side, Sompo's range spans Property, Burglary, Money, Plate Glass, Work Injury Compensation, Group Personal Accident, Group Mediwell Classic, Fidelity Guarantee, Public Liability, Marine Cargo, and Bailees/Forwarders Liability, alongside its Spectra suite of business package policies for Office, Food & Beverage, Retail, Service and Light Industrial businesses, plus Commercial Motor, SME Data & Cyber Security, and SME PA cover.
Sompo supports customers with an online claims submission system, a locator for authorised workshops and accident reporting centres, online policy renewal, and a MySompo customer portal. The company also runs an agent recruitment programme for those interested in selling Sompo products, and policies are protected under the Policy Owners' Protection Scheme administered by the Singapore Deposit Insurance Corporation (SDIC).
Sompo Insurance Singapore Pte. Ltd. positions itself around a simple promise: 'Your well-being, our priority.' The insurer offers a full spread of personal and commercial insurance products, aiming to cover everything from everyday personal risk to the specific needs of running a business.
On the personal side, Sompo's product range includes Travel insurance, three personal accident plans — PA Ease, PAStar and PAJunior (aimed at children) — Home Insurance, Private Car cover, MaidEase for domestic helper cover, and Overseas Travel PLUS for those travelling abroad. Current promotions listed on the site include discounts on Single Trip Travel Insurance, Annual Travel Insurance, and Home Insurance, each running for a limited promotional period with terms and conditions applying.
Sompo's commercial line is considerably broader, covering Property, Burglary, Money, Plate Glass, Work Injury Compensation, Group Personal Accident, Group Mediwell Classic, Fidelity Guarantee, Public Liability, Marine Cargo, and Bailees/Forwarders Liability. For SMEs specifically, Sompo offers SME Data & Cyber Security and SME PA cover, alongside Commercial Motor insurance for business vehicles.
A central part of the commercial offering is the Spectra range of business package policies, tailored by industry: Spectra Office, Spectra Food & Beverage, Spectra Retail, Spectra Service, and Spectra Light Industrial. Each package bundles multiple types of cover suited to that business type into a single policy.
Sompo's Spectra Food and Beverage plan is built specifically around the risks F&B businesses face, including deterioration of stock kept in refrigeration units and a food poisoning extension for business interruption. The plan bundles together All Risks cover (for renovations, fixtures, equipment and stock in trade, plus plate glass and refrigerated stock deterioration), Consequential Loss cover (daily cash for up to 120 days during business interruption, including closures ordered by public authorities following food or drink poisoning), Money cover, 24-hour worldwide Personal Accident protection for employers and employees, Public Liability including Liquor Liability up to $250,000, Goods-In-Transit cover, Legal Expenses (including reimbursement related to the Personal Data Protection Act), Fire and Extraneous Perils cover on the building, Fidelity Guarantee against dishonest employee acts, and Work Injury Compensation.
Specific features called out for this plan include the Food or Drinks Poisoning extension for business interruption, deterioration of stock coverage up to $5,000, Liquor Liability up to $250,000, Food and Drinks Poisoning Liability up to $250,000, a 10% No Claim Discount on renewal (not applicable to WICI), and a 10% Chain Discount off the first year's premium for businesses taking out three or more policies.
Sompo offers online claims submission, with a full list of required supporting documents available on its claims page. Customers looking for an authorised workshop or accident reporting centre can use Sompo's online map tool to find the nearest location. Policy renewal without changes can also be handled directly online (not applicable to policies under a corporate name). Customers with an existing MySompo account can manage their policies through the online portal, and Sompo also runs a 'Be Our Agent' recruitment programme for those interested in becoming a Sompo insurance agent.
Sompo policies are protected under the Policy Owners' Protection Scheme, administered by the Singapore Deposit Insurance Corporation (SDIC), with coverage applied automatically and no action required from policyholders. For general enquiries, Sompo can be reached by phone on 6461 6555, Monday to Friday from 9am to 5pm, excluding weekends and public holidays, or by email. Emergency assist numbers are also available separately for urgent situations, such as while travelling or following an accident.