Safe Harbour is an insurance broker on the third floor of 203 Hougang Street 21 in Hougang, and it began by helping car owners find value-for-money motor insurance. Its main work is motor insurance quotes, comparing policies across insurers, and renewals. The firm sends renewal reminders, reviews a renewal notice when a customer sends one in, and helps with claims. It also arranges personal cover, including personal accident, home and domestic helper insurance, and commercial cover such as business package insurance, WICA, foreign worker medical insurance and security bonds. Customers say the team explains policy terms clearly and follows up on renewals year after year. One customer says the team gave good advice on options, even though they did not buy a policy through the firm. Another renews through the firm each year and says they no longer need to collect quotes from different insurers. The renewal process was started early for one customer, who appreciated the phone calls that took them through it. The firm's referral scheme gives up to $50 for a friend who renews, as at 2026. Within a kilometre there are two other insurance agents on Open Locally, Ins-Rate Agency at 0.3 km and Itrust at 0.4 km, and both have only one review.