ECICS Limited

insurance — Geylang · Singapore

About ECICS Limited

ECICS Limited is a homegrown Singapore general insurer that has been protecting individuals and businesses since 1975. Licensed and regulated by the Monetary Authority of Singapore (MAS), the company offers practical, straightforward insurance solutions tailored to local needs, spanning motor, maid, home, personal accident and commercial coverage.

ECICS positions itself as more than just an insurer, emphasising accessibility, reliability and a personal approach to protecting what matters to its customers. The company reports a 99% claims approval rate, backed by an easy claims reporting and submission process designed to reduce stress at a difficult time.

Over its 50-plus year history, ECICS has been featured and recognised by outlets including SGCarMart, SingSaver, MoneySmart, The Straits Times and Insurance Asia, reflecting its established position in Singapore's insurance market.

ECICS Limited: Singapore's Homegrown General Insurer Since 1975

ECICS Limited has been protecting individuals and businesses in Singapore since 1975, growing alongside the country as a homegrown, licensed general insurer regulated by the Monetary Authority of Singapore (MAS). Based at Singapore Post Centre, the company describes its approach as being 'more than just an insurer' — positioning itself as a neighbour through life's what-ifs.

A Broad Range of Personal and Commercial Cover

ECICS's personal insurance range covers private car and motorcycle insurance, maid insurance, personal accident cover for adults, elderly individuals and children, home contents insurance, and motor excess protection. Its Enhanced MaidAssure plan for foreign domestic workers is particularly comprehensive, covering accidental death or permanent disablement, hospital and surgical expenses, replacement or re-hiring expenses, wages and levy reimbursement, repatriation expenses, and an insurance bond guarantee — meaning employers don't need to pay the $5,000 security bond upfront to the Ministry of Manpower, as ECICS acts as guarantor instead.

On the commercial side, ECICS offers commercial vehicle insurance, fire insurance, public liability insurance, contractors' and machinery all risks insurance, an AutoGarage package, foreign worker bonds, a general business package, and non-motor excess protection — giving business owners a wide range of options to manage risk.

Built on Claims Support

ECICS reports a 99% claims approval rate, supported by what the company describes as an easy claims reporting and submission process designed to reduce stress when customers need support most. For motorcycle riders, coverage extends beyond Singapore to West Malaysia and the part of Thailand within 80.5km of the Malaysia border, giving added peace of mind for cross-border travel.

A Recognised Local Name

Over its history, ECICS has been featured and recognised by a range of Singapore and regional media and comparison platforms, including SGCarMart, SingSaver, MoneySmart, The Straits Times, Money FM 89.3, and Insurance Asia — reflecting its standing as an established player in the local insurance market. The company also runs ongoing promotions, including discounts on maid insurance paired with medical examinations, EV-related charging benefits through Charge+, and a Family NCD Builder Plan that rewards families for accident-free driving over time.

Getting in Touch

Customers with questions about products, policies or claims can reach ECICS by phone, email, or through the company's online contact form. Payment for policies can be made online via Visa or Mastercard debit or credit card. With five decades of experience and a genuinely broad product range spanning personal and commercial insurance, ECICS Limited continues to serve Singapore families, employers and businesses from its Geylang office.

Signature items

  • Private Car Insurance
  • Enhanced MaidAssure
  • Motorcycle Insurance
  • Commercial Vehicle Insurance
  • Home Contents Insurance
  • Business Package

Menu

Personal Insurance

  • Private Car Insurance — Insurance coverage for private cars
  • Motorcycle Insurance — Insurance coverage for motorcycles, valid in Singapore, West Malaysia and part of Thailand near the Malaysia border
  • Maid Insurance — Insurance for domestic helpers, including the Enhanced MaidAssure plan covering accidental death, hospital and surgical expenses, replacement/re-hiring, wages and levy reimbursement, and repatriation
  • Personal Accident (Adult) — Personal accident cover for adults
  • Personal Accident (Elderly) — Personal accident cover for elderly individuals
  • Personal Accident (Children) — Personal accident cover for children
  • Home Contents Insurance — Insurance covering the contents of your home
  • Motor Excess Protector — Cover to protect against motor insurance excess costs

Commercial Insurance

  • Commercial Vehicle Insurance — Insurance coverage for commercial vehicles
  • Fire Insurance — Insurance coverage against fire damage
  • Public Liability Insurance — Coverage for public liability risks
  • Contractors' All Risks Insurance — All risks coverage for contractors
  • Machinery All Risks Insurance — All risks coverage for machinery
  • AutoGarage Package — Insurance package designed for auto garages
  • Foreign Worker Bond — Security bond service for foreign domestic workers, issued as a Letter of Guarantee to MOM on the employer's behalf
  • Business Package — General business insurance package
  • Non-Motor Excess Protector — Cover to protect against non-motor insurance excess costs

Frequently asked questions

How is my insurance premium calculated?
Premiums depend on factors such as type of business activity, vehicle type, claims experience, coverage and excess.
What does Enhanced MaidAssure cover?
Accidental death or permanent disablement, hospital and surgical expenses, replacement/re-hiring expenses, wages and levy reimbursement, repatriation expenses, and an insurance bond guarantee.
Do I need to pay the $5,000 security bond to MOM if I have the Security Bond?
No, ECICS acts as guarantor by issuing a Letter of Guarantee to MOM on your behalf.
Does motorcycle insurance cover riding overseas?
Yes, coverage extends to West Malaysia and the part of Thailand within 80.5km of the Malaysia border.
What is ECICS's claims approval rate?
ECICS reports a 99% claims approval rate.
What payment methods are accepted?
Visa and Mastercard debit or credit cards are accepted for online payment.
How can I contact ECICS?
By phone at +65 6206 5588, by email at [email protected], or via the online contact form.

Tips

  • {"body":"ECICS runs ongoing promotions such as maid insurance discounts and EV charging benefits.","title":"Check current promotions before renewing"}
  • {"body":"Families can earn up to 50% Family-NCD for accident-free driving over time.","title":"Ask about the Family NCD Builder Plan"}
  • {"body":"Visit an Approved Reporting Centre within 24 hours or the next working day with a police report copy.","title":"Report theft, fire or vandalism claims promptly"}
  • {"body":"Only use ECICS authorised partners to ensure repair quality and avoid inflated claim costs.","title":"Avoid unauthorised towing or workshops at accident scenes"}

Good to know

  • {"payments":"Visa and Mastercard debit or credit cards accepted online"}