Capital Ventures is a loan and mortgage brokerage in Singapore, based at Northpoint Bizhub in Yishun, connecting SMEs and individuals with banks, financial institutions and private lenders to secure financing. The firm describes its process in three stages: an initial assessment of a client's financial position, advising on whether and how best to apply for a loan, and then handling the application itself, drawing on close working relationships with major Singapore banks and their underwriting criteria.
Capital Ventures' services span business term loans (unsecured, collateral-free SME working capital up to $500k with up to 5 years repayment), property loans (new purchase and refinancing for residential and commercial property), personal loans, working capital loans, trade lines/factoring, property refinancing and equity cashout, private funding, and access to government finance schemes and grants. The firm states it does not charge consultant fees and offers a free initial consultation.
The company reports having served 11,750 businesses, approved 11,750 loans, helped clients achieve $102.5 million in refinancing savings, and facilitated $100 million in approved mortgage loans. It also runs a Member Get Member referral programme, describing itself as the first comparison site in Singapore to introduce one.
Capital Ventures operates as a financing comparison and brokerage service in Singapore, connecting SMEs and individuals with banks, financial institutions and private lenders to help them secure funding without paying consultant fees.
The company structures its service around three stages. First, an Assessment: a simple initial review of a client's financial position to understand what criteria matter and when the right time to apply might be. Second, Advising: guidance on whether a loan application is likely to be approved, and how best to position it to improve the odds. Third, Application: leveraging close working relationships with major Singapore banks and financial institutions, along with an intimate knowledge of each lender's underwriting criteria, to handle the loan application itself — whether that's a mortgage, personal loan, or business loan.
On the business side, Capital Ventures offers business term loans of up to $500k in collateral-free SME working capital, with repayment terms up to 5 years and approval within as little as 2 days (varying by bank). SME working capital loans are available from 7.25% EIR, alongside trade lines/factoring from as low as 5% p.a., private funding from 1% per month, corporate funding consultancy, and access to government finance schemes and grants.
On the property side, the firm handles new property purchases with residential rates from 2.9% and commercial rates as low as 3.6% fixed, including up to 120% financing for business property and subsidies for legal and valuation costs. For existing property owners, refinancing is available from as low as 1.08% in the first year for commercial properties and 1.35% for residential, alongside equity cashout options from 1.55% to 2.1%. Personal loans are also available, from 1.8%, over terms up to 5 years.
Capital Ventures states it has served 11,750 businesses and approved 11,750 loans to date, helping clients achieve $102.5 million in refinancing savings and facilitating $100 million in approved mortgage loans. The company positions itself as a non-biased comparison service, aiming to secure the best available deal for each client rather than steering them toward any one lender.
Capital Ventures also runs a Member Get Member (MGM) programme, which it describes as the first such referral scheme introduced by a comparison site in Singapore — clients can share the service with business partners and associates and be rewarded for successful referrals.
Capital Ventures is based at Northpoint Bizhub, 2 Yishun Industrial Street 1, Singapore, and is open Monday to Friday, 9:30am to 6pm, closed on weekends. Prospective clients are invited to reach out for a free initial consultation with no consultant fees charged.