A licensed money lender with its office in central Yishun, one minute's walk from Yishun MRT. The business says it takes online loan applications at any time and offers Singpass Myinfo applications. The website describes three steps: an online enquiry, an in-person verification and credit check at the office, and then a loan contract explained before funds are paid by cash or PayNow. Interest is capped at 4 per cent a month as at 2026, with late-payment interest capped at the same rate and late fees capped at S$60 a month, according to the website. Reviewers praise the staff for speed, patience and clear explanations of the terms. Within a kilometre there are five other money lenders and brokers. Accredit Licensed Money Lender Yishun is 0.3 kilometres away with 5.0 from 1,163 reviews, and Lending Bee's Yishun branch is 0.6 kilometres away with 5.0 from 2,714 reviews. R2D Credit is at Block 744 Yishun Street 72, unit 01-185, in Yishun.