Diot-Siaci Asia, formerly known as Expat Insurance, is a Singapore-based insurance broker offering personal, corporate and employee benefits insurance to both expatriates and locals. As a broker, the company represents the client rather than any single insurance company, giving it the freedom to choose from a wide range of local and international insurers to find the best solution for each client's needs.
As a subsidiary of MSH International and part of the global Diot-Siaci Group, the Singapore team combines the personal service of a boutique broker with the technical backing of one of the world's largest broking firms. They have access to over 2,000 products across 27 insurers, covering everything from medical, maternity and home insurance through to life, travel and corporate policies. Their brokers include both expat and Singaporean specialists, so the team is equipped to handle mixed families, PRs, and Singapore nationals as well as newly arrived expatriates.
On the corporate side, Diot-Siaci Asia works with businesses ranging from small SMEs with 5-10 staff through to large multinationals with over 1,000 employees, with in-house specialists across medical, shipping and cargo, cyber and credit insurance. The company's service has been recognised with the Insurance Asia Awards Broker of the Year for 8 years running, and it also produces free downloadable guides covering topics like maternity insurance, term life insurance, SME insurance, mental health in the workplace, and settling into Singapore as an expat.
Diot-Siaci Asia, formerly known as Expat Insurance, is an insurance broker based in Singapore that helps individuals, families and businesses find insurance coverage tailored to their needs. As a broker, the company's role is to represent the client — not any single insurance company — which gives its advisors the freedom to draw on a vast range of local and international insurers rather than being tied to one provider's products.
Diot-Siaci Asia operates as a subsidiary of MSH International and is part of the global Diot-Siaci Group, one of the world's larger broking firms. This structure lets the Singapore team offer the personal, boutique-style service of a local advisor while drawing on the technical support and scale of an international operation. In practice, that means access to over 2,000 insurance products across 27 insurers, spanning medical, maternity, home, life and travel insurance.
The company positions itself as equally equipped to serve expatriates newly arrived in Singapore and Singaporean nationals, as well as the many mixed families in between — an expat with a Singaporean partner and Singapore-born children, for example. Its brokers include both expat and Singaporean specialists trained across the full Singaporean insurance market, allowing them to put together packages specific to a family's particular circumstances.
On the personal side, Diot-Siaci Asia's policies span medical insurance (including hospital, outpatient, maternity and dental cover), term life and critical illness insurance, income protection, and a range of home and lifestyle policies covering everything from home and contents through to jewellery, fine art, pets, golf buggies and even relocation insurance for goods moving into Singapore.
For businesses, the company offers employee benefits programmes covering group medical, term life, critical illness, personal accident, dental and travel cover, along with flexible and voluntary benefit schemes, health and wellbeing initiatives, workplace mental health support, an Employee Assistance Program, and claims analysis and benchmarking services. On the corporate insurance side, Diot-Siaci Asia supports businesses from small SMEs with 5-10 employees through to multinationals with over 1,000 staff, with in-house specialists in medical, shipping and cargo, cyber risk, and credit insurance, alongside professional indemnity, directors and officers (D&O), and workers injury compensation cover.
Diot-Siaci Asia's service has been recognised by Insurance Asia, with the company winning the Insurance Asia Awards Broker of the Year for eight years running. Client testimonials on the company's site describe advisors who take the time to explain policy details clearly, follow up promptly, and help clients avoid over-insuring while still closing coverage gaps — with one client noting a saving of over $3,000 compared to a policy sourced elsewhere the previous year.
Beyond individual policy advice, Diot-Siaci Asia produces a set of free downloadable guides aimed at helping clients understand specific insurance topics and life in Singapore more broadly. These include a Maternity Guide covering pre- to post-pregnancy insurance matters, a Term Life Guide explaining critical illness cover, an SME Guide on managing business growth securely, a guide on mental health in the workplace, and a Welcome to Singapore Guide covering practical questions about relocating, from schooling to cost of living.
Clients can reach Diot-Siaci Asia by phone or through the contact form on their website to arrange a consultation, whether they're an individual comparing personal cover, a family navigating Singapore's insurance market for the first time, or a business owner setting up employee benefits.