Michael Anastasiadis | Mortgage Adviser Wellington

mortgage broker — Kilbirnie · Wellington

About Michael Anastasiadis | Mortgage Adviser Wellington

Michael Anastasiadis is a registered Mortgage Adviser in Wellington, working through NZ Financial Services Group Limited at Bozinoff Mortgages, a boutique, award-winning Mortgage Finance and Insurance Brokerage (FSP Number FSP558426). He is based at the Bozinoff Mortgages office in Kilbirnie Plaza, Kilbirnie.

Michael's focus is helping clients reach their property and financial goals by securing high-quality finance approvals and solutions. He deals with all financial institutions, from the main banks through to second and third tier lenders, working to get loan applications approved smoothly.

Before joining Bozinoff Mortgages in 2017, Michael spent 17 years at Inland Revenue in a variety of roles, including Investigations, Compliance & Intelligence, and leadership roles in Business Analysis and Project Management. He has been recognised as a NZ Top Adviser in both 2021 and 2022, and is featured on MoneyHub's list of Wellington mortgage brokers.

Outside of work, Michael spends time with his wife, two sons and daughter, and the family dog. He runs in the mornings, caddies for his kids' golf, and enjoys skiing on the central plateau in winter. His own experience includes owning multiple houses, owning an investment property, being a landlord, and purchasing land to build a new home.

Michael Anastasiadis: Trustworthy Mortgage Advice in Wellington

Michael Anastasiadis works as a registered Mortgage Adviser in Wellington through NZ Financial Services Group Limited, operating out of Bozinoff Mortgages, a boutique, award-winning Mortgage Finance and Insurance Brokerage based in Kilbirnie Plaza, Kilbirnie (FSP Number FSP558426).

From Inland Revenue to Mortgage Advice

Before joining Bozinoff Mortgages in 2017, Michael spent 17 years at Inland Revenue across a range of roles, including Investigations, Compliance & Intelligence, and leadership positions in Business Analysis and Project Management. That background in analysis and compliance now underpins his approach to mortgage advice — thorough, structured, and focused on getting applications right.

What He Does

Michael works across the full range of home and property finance needs: first home buyers, investment properties and rentals, apartments, business and commercial loans, new builds and land purchases, and fixed rate reviews or refinancing. He deals with all financial institutions, from the main banks through to second and third tier lenders, aiming to build professional relationships that help loan applications move smoothly through approval.

His process centres on two core areas: mortgage planning, where he guides clients through the application process, confirms how much they can borrow, and works through approval letters and conditions from lenders; and mortgage advice, where he reviews a client's overall situation to make sure their mortgage structure suits them, including debt reduction strategies and interest rate negotiation.

Personal Experience With Property

Michael brings first-hand property experience to his advice — he has owned multiple houses, owned an investment property, been a landlord, and purchased land to build a new home. That combination of professional expertise and personal experience shapes how he talks clients through their own property decisions.

Recognition and Reputation

Michael has been named a NZ Top Adviser in both 2021 and 2022, recognitions awarded through MPA (Mortgage Professional Australia/NZ). He is also featured on MoneyHub's list of Wellington mortgage brokers. His Google review profile shows an "Excellent" rating based on 274 reviews, with clients regularly highlighting his responsiveness, clear communication, and willingness to answer questions at any time, including evenings and weekends.

How He Works With Clients

Michael describes his approach around a set of values: ethical, transparent, straight up, efficient, reliable, and delivering results. He aims to give honest advice and realistic expectations without jargon, keep fees and processes clear, and stay available throughout a client's journey, whether that's a first home purchase, a refinance, or a more complex commercial loan.

He isn't limited to working with Wellington-based clients — he has worked with clients throughout New Zealand and internationally, including current clients based in the UK, France, USA and Australia.

Getting in Touch

Michael can be reached by phone or email, or through the contact form on his website, to discuss a first home purchase, refinance, investment property, business loan, or new build finance. His services are free to clients in most cases, as he is paid by the banks — any situation requiring a fee is discussed with the client well in advance.

Signature items

  • First Home Buyers
  • Fixed Rate Review or Refinance
  • Investment Properties / Rentals
  • Business and Commercial Loans
  • New Build / Land
  • Apartments

Menu

Services

  • Financial Advice — General financial advice as part of the mortgage and lending process
  • First Time Buyers — Guidance and loan approval assistance for first home buyers
  • Investment Properties / Rentals — Finance solutions for investment properties and rental purchases
  • Apartments — Mortgage advice specific to apartment purchases
  • Business and Commercial Loans — Finance solutions for business and commercial lending needs
  • New Build / Land — Construction loans and land & build package finance
  • Fixed Rate Review or Refinance — Reviewing fixed rate terms or refinancing an existing mortgage

What I Do

  • Mortgage Planning — Assistance through the application process, confirming borrowing amount and approval conditions
  • Mortgage Advice — Reviewing your situation to ensure your mortgage structure is right for you, including debt reduction advice

Frequently asked questions

What do Michael's services cost?
His services are free — he is paid by the banks. There are times he has to charge a fee, and he'll discuss that with you well in advance.
I'm not based in Wellington, can Michael still help me?
Yes, he works with clients throughout New Zealand and internationally, including current clients based in the UK, France, USA and Australia.
Should I use a bank or a mortgage adviser?
Over 40% of mortgage lending in NZ is done through mortgage advisers, and that share keeps growing. Michael and his team look after clients through every step of the process.
What services does Michael offer?
First home buyer support, investment property and rental finance, apartment purchases, business and commercial loans, new build and land finance, and fixed rate reviews or refinancing.
Where is Michael based?
At Bozinoff Mortgages, 12/22 Bay Road, Kilbirnie Plaza, Kilbirnie, Wellington.
How is Michael rated by past clients?
His Google reviews show an Excellent rating based on 274 reviews.
What is Michael's background before mortgages?
He spent 17 years at Inland Revenue in roles including Investigations, Compliance & Intelligence, and leadership positions in Business Analysis and Project Management, before joining Bozinoff Mortgages in 2017.

Tips

  • {"body":"His services are usually free to you since he's paid by the banks — confirm this and any exceptions before you start.","title":"Ask about costs upfront"}
  • {"body":"Michael works with clients throughout New Zealand and internationally.","title":"Don't rule him out if you're outside Wellington"}
  • {"body":"With 274 reviews and an Excellent rating, past client feedback is a good way to gauge fit before reaching out.","title":"Read the Google reviews"}
  • {"body":"Clients note he explains each step clearly and is happy to answer questions at any time.","title":"Bring your questions, no matter how basic"}

Good to know

  • {"payments":"Services are generally free to clients, as Michael is paid by the banks; any fee is discussed with the client well in advance"}