Jenny Cheevers is an independent mortgage adviser based in Wellington, trading through Mōkete Limited, with over 28 years of experience in the finance and mortgage industry. Having worked through many economic cycles, she brings deep knowledge of how mortgage markets shift and how to guide clients through them.
Jenny works with clients buying their first home, refinancing, or navigating more complex financial situations, aiming to empower clients with knowledge and find solutions tailored to their circumstances. She is based in Wellington but works with clients across New Zealand and overseas, and is known for being responsive outside traditional business hours.
She is a member of both Financial Advice NZ and the Finance and Mortgage Advisers Association of NZ, and holds Trusted Adviser status with Financial Advice NZ. Her client reviews consistently highlight her responsiveness, patience with questions, and ability to explain complex loan structures clearly — including securing non-standard loan arrangements and revolving credit facilities tailored to individual client needs.
Jenny Cheevers has spent more than 28 years in the finance and mortgage industry, and now works as an independent mortgage adviser through her practice, trading as Jenny Cheevers under Mōkete Limited, based in Te Aro, Wellington.
Having worked through multiple economic cycles, Jenny brings a depth of market knowledge that goes beyond simply comparing interest rates. She describes her role as helping clients navigate the ups, downs and complexities of the mortgage market with confidence — whether that's a straightforward first-home purchase or a more complicated refinancing situation.
Jenny works with people buying their first home, refinancing an existing mortgage, or working through tricky financial situations that don't fit a standard lending template. While her physical office is in Wellington, she works with clients throughout New Zealand and overseas, and is known for being responsive outside typical business hours — a detail several of her reviews specifically call out.
Jenny's client reviews describe a consistent pattern: patience, clear communication, and a willingness to go beyond the basics of a standard mortgage application. Mack S., a long-term client who has worked with Jenny across a first home purchase, additional lending, and a refinance, praised her for always understanding his situation in depth and being "extremely punctual" in her communication.
First-home buyers Chloe B. and her partner described the process as "a breeze," appreciating Jenny's patience with their "frequent strings of questions" and her ability to convey key details clearly despite their busy schedules. Victoria T. and her partner, who had non-standard financial arrangements, said Jenny took the time to explain different loan structure options so they could make the right decision for their circumstances — tailoring her communication style between emails, calls and Zoom meetings as needed.
One client, Conrad, described a particularly stressful situation where Jenny secured more funding than expected and structured the extra amount into an available (but not compulsory) revolving credit facility. Alana B., who has secured two home loans and a refinance through Jenny, praised her critical thinking in handling a "tricky and complex situation," noting Jenny continued providing support even after the mortgage was secured.
Jenny is a member of both Financial Advice NZ and the Finance and Mortgage Advisers Association of NZ, and holds Trusted Adviser status with Financial Advice NZ — credentials that reflect both professional standing and an ethical framework for the advice she provides.
Jenny provides advice through Mōkete Limited, and publishes an Adviser Guide and Disclaimer on her website for prospective clients to review before engaging her services — a transparency step she encourages clients to read to understand whether her services are the right fit for their needs.
She can be reached by phone, email, or through the contact form on her website, and is based at 57 Vivian Street, Te Aro, Wellington, though her client base extends well beyond the capital.