Switch Home Loans is a mortgage brokerage at 1 Rimu Street in Riccarton, Christchurch. Its work centres on residential mortgages, helping first home buyers, people upgrading, refinancing, investing, renovating, building or downsizing. Paul Townsend is named as the contact for the firm.
The firm offers advice on the whole process. It can help with savings for a deposit, pre-approval before house hunting, refinancing, and advice on property investment that uses the equity in a home. The website explains the schemes that can help a first home buyer, including the KiwiSaver first home withdrawal, which can be used after three years of membership, and the Kāinga Ora first home loan, which needs only a 5% deposit. It also covers how cash gifts from family can be used towards a deposit with some lenders.
Within a kilometre there are two other mortgage brokers on Open Locally, Canterbury Home Loans, 0.1 km away, and Jude Anker Mortgages, 0.3 km away. Both are rated 5.0 on Open Locally, and Canterbury Home Loans has 132 reviews. Switch Home Loans is the only one of the three that has no rating listed, so visitors have no reviews to compare it with yet.
Customers can call on 03 345 8880 or 027 352 6262, or write to P O Box 454, Christchurch.
Our pick in Riccarton for a first home buyer who wants advice from the start of the savings plan.