An independent mortgage broker at 171 Victoria Street in the Christchurch Central City, offering free home loan advice. The website says it works with all major banks and lenders across New Zealand, and it helps with first home loans, KiwiSaver, refinancing and refixing, upsizing and downsizing, renovation loans, investment loans and construction loans. A 90-day pre-approval can be arranged so buyers know what they can borrow before house hunting. Advice is by phone on 0275 260 007, or through a form on the website.
Customers mention first home purchases most often, and say the broker explained each step clearly and was quick to respond. One couple who had built their first home said the mortgage process was simple from the start. Another said the broker walked them through insurance, solicitors and building reports, and gave advice on the houses they looked at. One customer who swapped their mortgage from one bank to another said the process was simple and stress-free. The nearest are Money For You Mortgages and Loan Market South, both very close by.