Unbiasedsg is an independent mortgage broker in Singapore focused on helping homebuyers navigate loan selection, home protection, and the application process. Rather than customers calling around individual banks, Unbiasedsg does the legwork of comparing promotional rates across its 12 lending partners, covering both FIXED and SORA-based loan packages.
The broker positions itself around making a major financial decision easier, sourcing the best available rates for new purchases (including BUC properties), refinancing, and completed properties. Rates from partner banks are updated weekly on the site, reflecting how frequently promotional bank rates shift.
Unbiasedsg has also run value-added initiatives alongside its core brokerage service, including a legal fee package developed with an approved law firm to simplify the conveyancing process for clients, rather than having them contact individual law firms themselves.
Buying property is one of the largest financial commitments most people make, and Unbiasedsg positions itself as the independent middleman that takes some of the pressure off that decision. As an independent mortgage broker, the company frames its role around three core areas: helping clients select the right loan, advising on home protection, and assisting with the application process itself.
Unbiasedsg's pitch is straightforward: banks roll out promotional rates at different times, and rather than a homebuyer chasing down each bank individually, the broker does that legwork. With 12 lending partners, Unbiasedsg compares packages ranging from the most common fixed-rate options to SORA-based rates, aiming to surface the best available deal for a client's specific situation.
The broker's offering spans several situations a homebuyer might be in. For new purchases — including properties still under construction (BUC) — Unbiasedsg sources SORA-based packages. For refinancing and completed properties, it offers both SORA-based options and fixed-rate packages across 2-year and 3-year terms. Because bank promotional rates shift regularly, Unbiasedsg updates its rate information on a weekly basis, giving prospective clients a current snapshot before they get in touch.
Unbiasedsg has also built out value-added services alongside its core brokerage work. One example is a legal fee package developed in partnership with an approved law firm, designed to spare clients from having to contact numerous conveyancing law firms individually. The idea is to bundle legal support into the broader home-buying or refinancing journey, rather than treating it as a separate hassle for the client to manage on their own.
Unbiasedsg can be reached directly by phone or email, and the broker also maintains a presence on Google Reviews for prospective clients wanting to see feedback from past customers before reaching out.
Whether someone is purchasing their first home, buying a property that's still under construction, or looking to refinance an existing loan, Unbiasedsg's model is built around doing the comparison work across multiple banks so clients don't have to. For anyone overwhelmed by the number of bank packages and rate types available in Singapore's mortgage market, having a single independent point of contact who tracks weekly rate changes across a dozen lenders can simplify what is otherwise a confusing, high-stakes decision.