A home loan broker at Northstar @ AMK, Ang Mo Kio Avenue 5, operating since 2010. It compares home loans from banks in one place, including Bank of China, Citibank, CIMB, DBS and POSB, HSBC, Maybank, OCBC, RHB, State Bank of India, Standard Chartered and UOB, and HLE for HDB loans. The website says it covers over 15 banks, and some listings give the number as 16. It also looks at non-bank lenders for gaps that bank loans do not cover.
It handles loans for condominiums, apartments, landed property, executive condominiums, HDB flats and commercial property. The work includes new purchase loans, refinancing and equity term loans. The website says each client gets a dedicated advisor, a full breakdown of costs before they commit, and help with paperwork.
The Best Deal Guarantee promises to beat a competing offer, with the difference paid as cashback once the loan is disbursed. The website sets conditions: it applies to direct clients rather than referrals, the guarantee must be claimed before accepting the loan offer, it cannot be combined with other promotions, and a valid official quote or screenshot of the competing offer is needed.
The website advises starting a refinance about three months before the lock-in period ends, and about one month before for a repricing.
It is at 7030 Ang Mo Kio Avenue 5, #09-46 Northstar @ AMK, Singapore 569880.