Mortgage Hub Pte Ltd is a Singapore-based financial intermediary with a simple promise behind its name: financing simplified. Operating from #08-04 Oxley Bizhub 2 on Ubi Road 1, the firm acts on behalf of homeowners and business owners, collaborating with more than 30 banks and financial institutions to source and negotiate the most advantageous financing deals available.
What sets the team apart is its background: the consultants are former banking professionals who have held prominent roles in local and international banks across Singapore, with deep expertise in the SME Business Banking and mortgage segments. That insider knowledge translates into carefully analysed client profiles, personalised financing solutions, and an approval rate the firm puts at nearly 95%.
The service range spans both property and business needs. On the property side, Mortgage Hub arranges residential home loans, commercial and industrial property loans, and equity loans for owners who want to access the value in their property. For businesses, it works on government-backed SME Working Capital Loans of up to S$500,000, business term loans, trade financing, business overdrafts, invoice financing, equipment and machinery loans, and alternate financing through crowd funders and private investors.
Clients work through a clear four-step journey — initiation, assessment, consultation and approval — and testimonials consistently highlight consultants who stayed responsive from first call to Letter of Offer, including cases where loans were secured after earlier rejections elsewhere.
Mortgage Hub Pte Ltd has built its reputation on a simple promise: financing simplified. From its office at #08-04 Oxley Bizhub 2 on Ubi Road 1, this Singapore brokerage sits between borrowers and lenders, collaborating with more than thirty banks and financial institutions to secure the most advantageous deals on behalf of homeowners and business owners alike.
What distinguishes Mortgage Hub is the pedigree of its people. The team is made up of former banking professionals who have held prominent roles in both local and international banks across Singapore, with deep experience in the SME Business Banking and mortgage segments. That insider knowledge matters in two ways: they know how banks think, and they know how to present a client's profile so approval rates improve. The firm credits this approach with an approval rate of nearly 95% for its clients.
The company describes itself as a dedicated business funding intermediary with relationships spanning banks, financial institutions, crowd funders and private investors. Its mission is stated plainly: to source and negotiate the best financial deals for its clients, crafting tailor-made solutions after meticulously analysing each profile.
The range covers both sides of the financing fence. On the property side, Mortgage Hub arranges residential home loans — Singapore's regulated LTV framework, repayment spans of 25 to 30 years and a choice of rate packages — along with specialised commercial and industrial property loans for business premises and equity loans that let owners tap the value tied up in their property.
For businesses, the list is longer. It includes the government-backed SME Working Capital Loan, which supports SMEs with up to S$500,000 at low interest rates, plus business term loans, trade financing, business overdrafts, invoice financing, equipment and machinery loans, and alternate financing for situations the mainstream banks may not fit. Whether the need is a showroom relocation, pre-shipment payments to overseas suppliers or smoother cash flow between invoices, there is a facility designed for it.
Engagements follow a clear four-step path. It begins with initiation — a conversation about your profile and the banking facilities you require. Next comes assessment: you send in the required documents and the team returns a personalised financing solution. The third step is consultation, a face-to-face meeting where the entire loan process is walked through and obstacles that could hinder approval are addressed head-on. Finally comes approval, when the bank issues its Letter of Offer and you sign.
The testimonials on Mortgage Hub's site tell a consistent story. Roger secured a S$300,000 loan approval for a client who had been rejected applying directly to banks online. Ms Sharon, rejected multiple times before her consultation, went on to obtain a S$500,000 SME loan. Mr Soh of Verde Light received S$1 million in financing for a showroom relocation alongside a concurrent commercial property approval. Arthur identified that an ongoing litigation was behind one client's rejections, arranged a lawyer to draft a legal letter — and the loan was approved. Homeowners tell similar tales: refinancing that lowered interest rates, patient guidance on repairing a poor credit bureau score, and help at every step from IPA to negotiating with seller agents.
Mortgage Hub operates Monday to Friday, 9:00 AM to 6:00 PM, and welcomes calls at 8869 1912. Online forms — one for mortgages and one for business financing — let you kick things off before visiting the Oxley Bizhub 2 office. Whether you are buying your first home, refinancing a commercial property or hunting for working capital to grow, the first step is the same: tell them your story, and let a former banker do the negotiating.