MoneySmart Singapore is a mortgage broker at 8 Commonwealth Ln, #04-02, Singapore 149555, in Queenstown, with a Google rating of 4.4. Its website is moneysmart.sg, and MoneySmart is a well-known Singapore financial comparison site.
A good mortgage broker compares home loans from different banks, explains the trade-offs and helps you choose one that fits your plans. In Singapore, banks and brokers quote interest rates that may be fixed for a few years or linked to market rates, so ask how the rate can change, what the lock-in period is and what penalties apply if you refinance or sell early. Ask what the broker is paid and whether the service costs you anything, and whether they compare all major banks. Check what your borrowing limit is under Singapore's rules, such as the total debt servicing ratio, and how CPF can be used. Regulars compare at least two or three offers, read the fine print and review their loan again when a fixed-rate period ends.
For people in Queenstown and across Singapore, MoneySmart is worth contacting about comparing home loan options.