Inland Capital Services (ICS) is a business financing facilitation firm based in Ang Mo Kio, Singapore, founded in 2008 to help business owners cut through red tape and secure the capital they need to grow. Since founding, the company states it has assisted over 50,000 SMEs across Singapore, successfully securing more than S$800 million in financing on their behalf.
ICS works with a wide network of banks and financial institutions to negotiate financing facilities on behalf of clients, including term loans, machinery and equipment financing, and commercial property loans. The company positions its strong bank partnerships as giving clients both a higher chance of approval and more competitive rates, and states that even if an application isn't approved, clients still receive actionable advice at no charge.
ICS has received industry recognition including the DBS Growth Partnerships Certification 2025 — which the company states makes it the only loan brokerage firm in Singapore to receive this honour — as well as the OCBC Prestige Partner Certification 2024 and the Maybank Top Business Partner Certification 2024. The company describes its core values as integrity, competence and sincerity, with a people-oriented approach to understanding the needs of the entrepreneurs it works with.
Inland Capital Services (ICS) was founded in 2008 on a simple observation: business owners were spending too much time and energy chasing funding to grow or revive their companies. The team asked whether there was a better way, and set out to build one — helping business owners cut through red tape, save time, and secure the capital needed to keep their businesses moving forward.
Since its founding, ICS states it has assisted over 50,000 SMEs across Singapore, successfully securing more than S$800 million in financing for its clients. The company describes standing by clients through some of their toughest challenges, helping some recover from the brink of failure while supporting others as they scaled to new heights.
ICS works with a wide network of banks and financial institutions to negotiate financing facilities on behalf of clients, whether that's a term loan, machinery and equipment financing, or a commercial property loan. The company frames its strong bank relationships as delivering two concrete benefits for clients: a higher chance of loan approval, and more competitive rates than a business might secure going directly to a bank alone. Even where an application doesn't succeed, ICS states clients still walk away with actionable advice at no charge.
The company's financing facilitation products span Working Capital Loans, Micro Loans, Business Term Loans, Overdraft facilities, Floor Stock Financing, and Import Financing (including letter of credit arrangements) — covering a broad range of SME funding needs from day-to-day cash flow through to larger-scale expansion and trade financing.
ICS has picked up notable industry recognition for its partnership work, including the DBS Growth Partnerships Certification 2025, which the company states makes it the only loan brokerage firm in Singapore to receive this honour, alongside the OCBC Prestige Partner Certification 2024 and the Maybank Top Business Partner Certification 2024. Together, these certifications reflect the company's long-term partnerships with leading banks.
From day one, ICS says it has believed that being people-oriented is essential to the work — understanding the needs, struggles and ambitions of the entrepreneurs building their businesses from the ground up. This shows up in the company's stated values of integrity, competence and sincerity: seeing themselves as partners in each client's journey, striving for service excellence regardless of how complex or simple the need, and building relationships grounded in collaboration and trust.
Inland Capital Services is based at 3 Ang Mo Kio Street 62, #03-28, Link@AMK, Singapore, and is open Monday to Friday from 9am to 6pm. The company can be reached by phone, WhatsApp or email, and also maintains a referral program and partnership opportunities for those interested in working with ICS beyond a single financing transaction.