An independent insurance brokerage at Unit 38, 55 Percy Cameron Street in Avalon, Lower Hutt. The firm describes itself as 100 per cent New Zealand owned and operated, and says it gives impartial advice and works for the client rather than the insurer. Its cover for trades and service professionals includes public liability, business interruption and material damage insurance. It also arranges house, contents and car insurance, and cover for self-employed people and small and commercial businesses. The firm offers a needs analysis, and it says it explains policies in plain English and manages claims from start to finish. A client who came to the firm close to a renewal date says the broker found cover with lower excesses, extra cover and lower premiums, and says the policies were explained clearly. The website invites visitors to request a quote online.