Viva Home Loans is a mortgage brokerage on Loftus Street in Papanui, Christchurch, and has been operating since April 2003. It is paid by the lenders, not by clients, and it gives access to more than 20 banks and lenders from one place. The firm says it is not a bank and not owned by one, and that it is a member of the largest financial group in New Zealand. Its process runs from a first talk about goals, through gathering income and asset details and researching the market, to pre-approval, support through settlement and regular check-ins afterwards.
The firm's records show it was the number one ANZ lender in the South Island for loan settlements from 2014 to 2017, and the number one Westpac lender in Canterbury in 2012 and 2013. The adviser has a banking background, speaks several Asian languages, and works with clients from many countries as well as English-speaking Kiwis. Within a kilometre there are five other mortgage brokers on Open Locally. The Mortgage Girls is rated 4.9 from 329 reviews, and NZHL (NZ Home Loans) Papanui is rated 5.0 from 27. For a Papanui household weighing up several lenders, Viva Home Loans is worth a call.