The Mortgage Girls are a Christchurch-based team of mortgage advisors whose motto says it all: 'We make buying houses easy.' Operating from Sydenham, the all-women team marked its ten-year anniversary in 2025 and brings many years of banking, insurance and finance experience to the borrower's side of the table. Advisors including Louise Taylor, Laura te Kaat, Caitlin Rains, Elyce Peters and Michelaé Reeve help clients at every point on the property ladder — first homes, next homes, refinancing and top-ups, and investment goals — alongside insurance options to protect your greatest asset and your loved ones.
Their approach is to cut through daunting lending and bank terms with a process that is simple and easy to understand, supported by tools, technology and resources such as a Home Loan Repayments Calculator, TMG Guides and an online application. Because they know and understand the policies of multiple banks, they can match clients to the lender best placed to meet their goals and fight for the best bank package, structuring each mortgage to suit the client's income.
Communication is the recurring theme across their Google and Facebook reviews: clients describe constant updates, patient answers to endless questions, and advisors who stay contactable even outside the normal 9-5. The industry has taken notice too, with NZ Mortgage Awards wins for Brokerage of the Year and Best Customer Service, plus Top Brokerage and Young Guns honours. Book a chat online, call 0800 864 864 or email [email protected] — as the team says, they're always happy to help.
Ask The Mortgage Girls what they do, and the answer comes straight off their banner: "We make buying houses easy." Behind the confident tagline is a Christchurch mortgage advisory that has spent a decade doing exactly that — guiding locals through first homes, next homes, refinances and investment purchases with a warmth that reviewers mention almost as often as the results. In October 2025 the team celebrated its ten-year anniversary, a milestone marking ten years of helping Cantabrians into homes.
The company describes itself as a highly driven team with previous success in the finance industry, including many years in banking, insurance and finance. The advisors clients name again and again — Louise Taylor, Laura te Kaat, Caitlin Rains, Elyce Peters and Michelaé Reeve — bring that banking-side experience around to the other side of the counter, working for the borrower rather than the bank.
"No matter where you are on the property ladder we can help" is the promise, and the service range backs it up. First home buyers are the heart of the testimonial wall: people who were "pretty clueless" about the process and ended up with keys in hand, buyers the team "did most of the work for", and clients who say plainly that they wouldn't be in their first home without them.
The support doesn't stop at first purchases. The website has a dedicated section for people who already own a home, and reviews regularly mention refinancing, topping up existing mortgages and restructuring debt — including a business owner other lenders had turned away, whom the team worked solid for weeks to help. Investment goals sit alongside home ownership in the company's mission, with blog guidance for first-time investors on what makes a strong investment property beyond just the price. There's a protective side too: mortgage protection and insurance options to safeguard "your greatest asset and loved ones".
The broker model is straightforward. The team knows and understands the policies of multiple banks, so it can identify which lender is best placed to meet your goals, then fight for the best bank package. Just as importantly, every mortgage is structured to suit the borrower's income, so repayments stay maintainable long after settlement day.
If lending and bank terms can feel daunting, that's precisely what The Mortgage Girls work to remove. Their site promises a process that is simple and easy to understand, backed by "amazing tools, technology and resources": a Home Loan Repayments Calculator for estimating repayments, TMG Guides that walk you through the basics, and an online application for anyone ready to move.
What clients mention most, though, is communication. The Google and Facebook review pages read like a thank-you wall: "amazing communication every step of the way", "constant communication and updates through the whole process", advisors "contactable even outside the normal 9-5" who treat clients like they were their only ones. Patience with "numerous questions via txt and email" comes up again and again, as does the sense that nothing was too much trouble.
They're flexible about format, too. A recent blog post titled "The Mortgage Girls are with you wherever you need us!" underlines that help isn't confined to the office — the team will support you digitally, wherever you are.
The awards shelf suggests the industry agrees with the clients. Recent honours include Brokerage of the Year (6+ staff) and Best Customer Service from an Individual Office at the 2025 NZ Mortgage Awards, the same double in 2024, and gold at the 2023 NZ Mortgage Awards — alongside Top Brokerage medals in 2022, 2023 and 2024, a Regional Mortgage Brokerage of the Year title, and Young Guns recognition for the team's rising advisors.
The team also keeps a dedicated Community & Sponsorship page on its website, reflecting a business that invests in the place its clients live.
Getting started is simple. Book a chat through the website, call 0800 864 864, email [email protected], or visit 174 Huxley Street in Sydenham, Christchurch. As they put it themselves: "Let us know if you have any questions, we're always happy to help!"