Mortgage Broker Christchurch - Willie Leota is a mortgage broker on John Britten Lane in Riccarton, Christchurch. It has a 5.0 rating on Google and a Facebook page linked to Ethos Mortgages.
A good mortgage broker compares loans from several lenders for you, explains the options in plain terms and handles the paperwork, so you can focus on finding a home. Expect a first conversation about your income, savings, debts and goals, then a look at home loan options, such as fixed or floating rates, loan terms and deposit requirements, including what the Reserve Bank's lending rules mean for you. When choosing a broker, ask how they are paid, which lenders they work with and whether they are on the Financial Service Providers Register, and whether their disclosure statement is available. Regulars know that getting pre-approval before house hunting makes offers stronger, that a small difference in rate adds up over a long loan and that keeping statements and payslips ready speeds up the process. Ask about what happens at the end of a fixed term.
For anyone buying or refinancing in Christchurch, this broker on John Britten Lane is a local adviser to talk to.