Choice Mortgages is a home loan advisory business based at 8 Bushland Place, Westmorland, Christchurch, and it gives advice across New Zealand. The adviser, Charles Priestley, has more than 20 years in financial services and works with first home buyers, investors and homeowners. The service covers first home purchases, buying a next home, investment property, refinancing, top-ups and fixed-rate reviews. The process runs from an initial discussion of a client's goals, to a review of lending structures and lender options in plain English, through to preparing the application, managing it to approval and settlement, and ongoing support afterwards.
The business says most lenders pay it a commission after settlement, so it usually does not charge an advice fee. Where a fee is needed, it is agreed in writing beforehand. The website also notes that a referral to a risk specialist may attract a referral fee. Clients who have written reviews describe a professional, responsive adviser who explained options clearly and kept them updated, including for a first investment property, a first home bought jointly, and a restructure of home and business lending across three properties. For a Christchurch or New Zealand borrower wanting clear, practical lending advice from one adviser, the firm is a local option to consider.