A mortgage broker in Unit 4 at 31 Carlyle Street in Sydenham, Christchurch. The website says its advice is free because banks and insurers pay the broker, and that a fee is charged only in rare cases where the lender does not pay, with the client told before any work starts. Free consultations begin with questions about the property, the deposit, existing debts, employment and priorities. The team covers first home loans, including help building a deposit, the KiwiSaver First Home Withdrawal and low deposit mortgages. It also advises on refinancing, investment property, construction and new build loans, and insurance. The website says it works with all major lenders and has clients from Whangarei to Invercargill and overseas, through video calls.
Reviewers mention first home purchases most often, followed by KiwiSaver and a responsive team. One customer said the advice was excellent, the advisers easy to work with and quick to answer questions, and that the mortgage they arranged mostly funded their house. Another said the process was seamless from start to finish, with outstanding communication and help with the paperwork. A third said their adviser handled everything. Eight other mortgage brokers are within a kilometre, and of the nearby brokers with ten or more reviews, none rates higher than this one.