KSL is a financial consultant at First Floor, 13/987 Ferry Rd in Ferrymead, Christchurch.
A good financial consultant starts by understanding your situation, goals and attitude to risk, then explains your options in plain terms without pushing a product. In New Zealand, anyone giving financial advice must be authorised as a financial advice provider or work for one, and you should be given a disclosure statement that says who the adviser is, how they are paid and any conflicts of interest. When choosing one, check the Financial Service Providers Register, ask how fees or commissions work, what services are covered, whether advice is ongoing and how they report to you. Regulars know that clear goals, such as a home deposit, retirement or protecting income, make advice more useful, that comparing a couple of advisers is sensible and that nobody can guarantee investment returns. Keep copies of written advice and statements, and ask how often your plan will be reviewed.
For anyone in Ferrymead and east Christchurch seeking financial advice, KSL on Ferry Road is an adviser to contact.