Our Adviser is an independent financial advice firm on Cashmere Road in Christchurch. It has more than 20 years of experience in mortgages, KiwiSaver and insurance, and it is set up to act for the client rather than for a bank. The firm says it has no bank loyalty, so it shops around lenders to find the right loan.
The work covers the three main areas. For mortgages, the advisers help first-home buyers, people who are refinancing, and people restructuring their loans. They find the loan and negotiate with lenders on the client's behalf. For KiwiSaver, they review where a client's money sits, check the client's fund and contributions, and work on a plan for retirement. For insurance, they look at what cover is needed, so the client is neither over-insured nor under-insured. The firm offers a free discovery call to start.
Clients say the advisers listen well and explain things in plain language. Several reviewers describe help with a first home purchase or a bank switch, including handling the paperwork and keeping them informed. One client said the advisers were available outside normal business hours, and another said their KiwiSaver balance and savings improved after changes were made. Reviews are consistently positive, and the firm's approach is to keep advice simple, with no jargon.
The office is at 134 Cashmere Road, Cashmere, Christchurch.
Our pick in Cashmere for a first-home buyer or someone who wants a second look at their KiwiSaver.