SGP CREDIT is a licensed moneylender based in Jurong, Singapore (Licence Number 8/2025), offering short-term, low-interest loan products designed for both personal and business needs. The company positions itself around flexible and affordable payment plans, serving Singaporeans, PRs and foreign nationals alike.
On the personal side, SGP CREDIT offers Personal Loans intended to help with everyday needs and plans — from home renovation and vehicle repairs to funding children's education, paying off debt, or covering travel and leisure plans. For entrepreneurs and small and medium-sized enterprises, the company offers Business Loans (with flexible repayment up to 12 months, subject to approval), Business Financing Loans, Entrepreneur Loans, SME Loans, Business Term Loans, and Business Working Capital Loans. The company states it can process quick application results for Payday Loans and Fast Cash in some cases within minutes.
SGP CREDIT says it guarantees accurate loan computations without hidden or malicious charges, and that its loan consultants aim to build long-term relationships with clients rather than treat lending as a purely transactional service. Applications can be submitted online using Singpass (with a callback from a loan advisor within 1 business day) or via a manual form at the office, with cash disbursed the same day upon approval. The company holds a 5.0 rating on Google based on 5,868 reviews, and explicitly states it does not own any Facebook pages.
SGP CREDIT operates as a licensed moneylender out of Jurong Gateway Road in Singapore, holding Licence Number 8/2025. The company describes itself as designing short-term, low-interest loan products tailored to both personal and business needs, with an emphasis on flexible and affordable repayment plans.
On the personal side, SGP CREDIT's Personal Loan programme is aimed at giving borrowers extra cash for everyday and life-stage needs — home renovation, vehicle repair, funding children's education, paying off debt, preparing for special occasions, or funding travel and leisure plans. For entrepreneurs and SMEs, the company offers a wider suite: Business Loans with up to 12 months of flexible repayment (subject to approval), Business Financing Loans, Entrepreneur Loans, SME Loans, Business Term Loans, and Business Working Capital Loans — covering everything from quick cash for operating expenses through to longer-term financing needs.
SGP CREDIT's loan application is designed to be quick: the form itself takes less than 5 minutes to fill out, either online or in person at the office. Applicants who apply online with Singpass receive a callback from a dedicated loan advisor within 1 business day, and once approved, cash is disbursed the same day. Those without Singpass can apply using a manual form instead, either online or by visiting the office directly.
SGP CREDIT states that it guarantees accurate loan computations without hidden or malicious charges, aiming to ensure borrowers repay what they actually borrowed rather than being caught out by unclear interest structures. The company frames its work as more than a purely financial transaction, with loan consultants aiming to listen to clients' financial situations and build long-term relationships rather than one-off deals. SGP CREDIT also treats borrowers — locals and foreigners alike — as trustworthy, honest and responsible, offering personalised payment terms that can be structured monthly or aligned to a borrower's payday.
SGP CREDIT holds a 5.0 rating on Google based on 5,868 reviews. Client feedback frequently mentions specific staff members by name, describing the process as friendly, fast, and clearly explained, with several reviewers noting they were pleasantly surprised the company was still willing to help even when they expected to be turned away.
The office is located at Blk 133 Jurong Gateway Road #01-295, Singapore 600133, open Monday to Friday from 11:30am to 7:30pm and Saturday from 11:30am to 7pm, closed on Sundays and public holidays. SGP CREDIT can be reached by phone or email, and the company explicitly notes that it does not own any Facebook pages — a detail worth knowing to avoid being misled by unofficial pages claiming to represent the business.