Home Loan Singapore is a mortgage broker on Lorong 23 Geylang, on the fourth floor. Most of its work is helping homeowners refinance their home loans, and its website compares home loan packages from different lenders, covering completed HDB flats and private property. The packages include fixed rates for two, three and five years, and some are linked to SIBOR, with legal fee subsidies and free conversion after a set period on some. Customers say the adviser is responsive and accurate, and that the advice is clear and professional. One customer had a deal locked within 48 hours after a letter in the post led them to make contact. Another says the adviser reminded them when it was time for a free conversion, without being asked. Several people have used the firm for years and say they will recommend it to friends. Within a kilometre there are four other mortgage brokers on Open Locally. None of the four with ten or more reviews is rated higher than this one. Two of the nearby listings are moneylenders with thousands of reviews, and both are rated the same.