Prudential Singapore

insurance — Queenstown · Singapore

About Prudential Singapore

Prudential Singapore is a major life insurance and financial services provider, offering a broad range of health protection, life protection, wealth accumulation and legacy planning solutions. The company positions itself around "We Do" pillars covering health, wealth and family, alongside dedicated priority programmes for different customer segments.

Products span health insurance (including the well-known PRUShield medical plan), life insurance (whole life, term life, maternity and mortgage protection), wealth accumulation (savings, retirement, investments and funds), and legacy planning solutions such as PRUApex Legacy Index and PRULifetime Income Plus. The company also supports Supplementary Retirement Scheme (SRS) planning and offers priority programmes including Ascend, OPUS, PURSUE and PRUVibes for eligible customers.

Prudential Singapore's advisory network has been recognised industry-wide, with 13 recipients from Prudential Singapore honoured at the Million Dollar Round Table Culture of Excellence Awards 2025, a global award recognising agency and financial advisory leaders who exemplify international standards of excellence in life insurance and financial services. Customers can manage policies through the PRUServices online portal, make claims and payments, and reach the company through PRUCustomer Line, live chat or an assigned PRUAdviser.

Prudential Singapore: Health, Life & Wealth Protection Solutions

Prudential Singapore offers a comprehensive suite of insurance and financial planning solutions, built around the company's "We Do" philosophy covering health, wealth and family. From health protection to legacy planning, the company aims to support customers across every major life stage, backed by a network of financial advisers and a growing suite of digital tools.

Health and Life Protection

At the core of Prudential Singapore's offering is health protection, including its well-known PRUShield medical plan, described by the company as "health coverage that shelters you, just like home." Beyond medical coverage, the health protection range extends to accident and critical illness insurance. On the life protection side, products span whole life, term life, maternity and mortgage insurance, including PRUActive Life V, a whole life plan offering multiplied coverage and comprehensive critical illness protection.

Wealth Accumulation and Legacy Planning

For customers focused on growing and protecting wealth over time, Prudential Singapore offers savings, retirement, investment and fund solutions. PRUVantage Wealth III is positioned as "the wealth plan that stays on course," while PRUIndex Lifetime Income is designed to build monthly income backed by growth potential and guaranteed payouts. Customers can also incorporate Supplementary Retirement Scheme (SRS) planning into their overall wealth strategy.

For those planning further ahead, Prudential's legacy planning range includes PRUApex Legacy Index, described as "a bespoke Indexed Universal Life plan" designed to grow and shape an enduring legacy, alongside PRUVantage Legacy Index, the PRULife Vantage Achiever Prime Series, and PRULifetime Income Plus — giving customers multiple ways to structure wealth transfer across generations.

Recognised Industry Excellence

Prudential Singapore's advisory force has received notable industry recognition, with 13 recipients from Prudential Singapore honoured at the Million Dollar Round Table Culture of Excellence Awards 2025 — a global award recognising agency and financial advisory leaders who exemplify international standards of excellence in the life insurance and financial services industry.

Digital Tools and Customer Support

Prudential Singapore has invested in digital customer experience through PRUServices, described as "an enhanced and secure online portal, designed to make policy management simpler." Customers can also access PRURewards, file claims, manage payments, and use tools like PRUDiscovery. For direct support, the company offers a PRUCustomer Line, along with Live Chat access to Customer Service Specialists for real-time assistance, available Mondays to Fridays from 9am to 5pm, excluding public holidays.

Prudential also maintains priority programmes — Ascend, OPUS, PURSUE and PRUVibes — offering tailored privileges and services to eligible customers, alongside PRUPanel Connect and a network of PRUAdvisers for personalised financial planning support.

Staying Safe as a Customer

Prudential Singapore has flagged ongoing scam calls involving individuals impersonating Prudential staff or Financial Representatives, and encourages customers to stay vigilant and protect their personal information via its PRUSecurity resources. The company has also been transitioning customers away from cheque payments in favour of e-payments, in line with Monetary Authority of Singapore initiatives, reflecting its broader move toward more secure, digital-first customer service.

Signature items

  • PRUShield
  • PRUActive Life V
  • PRUVantage Wealth III
  • PRUApex Legacy Index
  • PRUIndex Lifetime Income
  • PRUServices Portal

Menu

Other Services

  • SRS — Supplementary Retirement Scheme investment options.
  • PRUServices — Secure online portal for policy management.
  • PRURewards — Customer rewards portal.
  • Live Chat — Real-time assistance from Customer Service Specialists, Mondays–Fridays, 9am–5pm, excluding public holidays.

Legacy Planning

  • PRUApex Legacy Index — A bespoke Indexed Universal Life plan for enduring legacy planning.
  • PRUVantage Legacy Index — Legacy planning index plan.
  • PRULife Vantage Achiever Prime Series — Legacy planning product series.
  • PRULifetime Income Plus — Lifetime income legacy planning solution.

Life Protection

  • Whole Life (PRUActive Life V) — Whole life protection with multiplied coverage and critical illness protection.
  • Term Life — Term life insurance protection.
  • Maternity — Maternity insurance coverage.
  • Mortgage — Mortgage insurance protection.

Health Protection

  • Medical (PRUShield) — Health coverage plan, including PRUShield medical insurance.
  • Accident — Accident protection insurance.
  • Critical Illness — Critical illness insurance coverage.

Wealth Accumulation

  • Savings (PRUIndex Lifetime Income) — Savings plan building monthly income, powered by growth potential and guaranteed payouts.
  • Retirement — Retirement planning solutions.
  • Investments (PRUVantage Wealth III) — Investment-linked wealth plan designed to stay on course.
  • Funds — Investment fund options.

Frequently asked questions

What types of insurance does Prudential Singapore offer?
Health protection, life protection, wealth accumulation and legacy planning products, including medical, accident, critical illness, whole life, term life, maternity, mortgage, savings, retirement, investment and legacy planning plans.
What is PRUShield?
PRUShield is Prudential Singapore's health coverage / medical insurance plan.
How can I contact Prudential Singapore?
Via the PRUCustomer Line, live chat, an assigned PRUAdviser, or through the Contact Us page on their website.
Does Prudential Singapore offer live chat support?
Yes, live chat with Customer Service Specialists is available Mondays to Fridays, 9am to 5pm, excluding public holidays.
Has Prudential Singapore received industry recognition?
Yes, 13 recipients from Prudential Singapore were honoured at the Million Dollar Round Table Culture of Excellence Awards 2025.
Can I manage my Prudential policy online?
Yes, through the PRUServices secure online portal.
Does Prudential Singapore still accept cheque payments?
No, cheques were discontinued as a payment method from 1 January 2025 in favour of e-payments.

Tips

  • {"body":"The secure online portal makes policy management simpler.","title":"Manage your policy via PRUServices"}
  • {"body":"Available Mondays to Fridays, 9am to 5pm, excluding public holidays.","title":"Use live chat for real-time help"}
  • {"body":"Prudential has flagged scam calls impersonating staff — check PRUSecurity for guidance.","title":"Stay alert to scam calls"}
  • {"body":"Find a PRUAdviser for personalised financial planning support.","title":"Speak to a PRUAdviser"}

Good to know

  • {"payments":"Cheques discontinued as a payment method from 1 January 2025; customers are encouraged to use e-payments."}