SMART-TOWKAY.COM is a business banking comparison service for small and medium enterprises in Singapore, based at CT Hub 2 on Lavender Street, Kallang. It compares business loans, commercial and residential property loan rates, and government grant options, and it connects SMEs with banks and alternative lenders. Its website includes a loan eligibility check that uses its own algorithm, and says a decision can be made from financial reports and bank statements. The site offers blog articles on SME financing and a comparison of Singapore lenders. The business says it began because business banking products are harder to compare than consumer ones, and that it aims to show rates openly. Of the four business consultants within a kilometre, the two with ten or more reviews do not rate higher. Gateway of Asia, 0.1 km away, is rated well but has few reviews. The address is 114 Lavender Street, #07-77 CT Hub 2, Singapore 338729.