Invicta Financial is a New Zealand financial advice firm helping Kiwis protect today and plan for tomorrow, with its Wellington office on Level 3 at 56 Victoria Street in the heart of the CBD. The team sets out to challenge outdated thinking in insurance, KiwiSaver and financial planning, delivering clear, jargon-free advice that is tailored to each family's needs — what they describe as a fresh, modern and relevant approach.
Advice at Invicta is completely fee-free: you won't pay the firm a cent for it. Advisers work with all the top providers to compare options and build personalised plans, whether that's personal insurance (life cover, trauma cover, total & permanent disability, health insurance, income protection and accident & injury), general insurance for your home, car and everything in between, KiwiSaver guidance, or wealth and investment planning. Mortgages are brought into the picture too, so your finances sit in one simple, connected plan.
The firm reports more than $80 million in funds under management, over 3,000 clients and 1,500+ in-force policies, serving Kiwis nationwide from Auckland to Invercargill. Client reviews praise advisers like Andrew Liu, Richard Moore, Paige and Caleb for their professionalism, honesty and warmth, and every relationship starts the same way — with a free 15-minute consultation, bookable online or by calling 0800 INVCTA (0800 468 282).
Invicta Financial is a New Zealand financial advice firm with a simple pitch: challenge outdated thinking and deliver smarter solutions for Kiwis. From its Wellington office on Level 3 at 56 Victoria Street, in the heart of the CBD, the team helps local families and professionals with insurance, KiwiSaver, wealth planning and mortgages, with offices in Auckland and Christchurch extending that reach across the country.
The most striking thing about Invicta is the price: free. You won't pay the firm a cent for its advice. Instead of charging clients, Invicta focuses on building a personalised plan that puts your goals first. That philosophy carries through to how they communicate, too. The team deliberately leaves the old-school ways behind, keeping advice clear, jargon-free and tailored to where you are in life right now — and where you're heading. The result, they say, is advice as personal as if they were sitting across the table, whether you're in Wellington or anywhere from Auckland to Invercargill.
Invicta's services fall into four broad pillars. Personal insurance is the flagship, covering life cover, trauma cover, total & permanent disability, health insurance, income protection and accident & injury. Whether you're taking out cover for the first time or want a fresh set of eyes on an existing policy, advisers help you work out the right level of protection — no pressure, no upselling, in their words.
General insurance extends that protection to the things you've worked hard for: your home, your car and everything in between. KiwiSaver is another focus, with experts guiding you through options tailored to your goals, whether that's a first-home deposit or a comfortable retirement. Reviews mention advisers helping clients move from standard bank schemes to externally managed funds, with positive growth reported afterwards. Finally, the wealth team provides tailored investment and financial planning advice to help you grow your assets and plan for the future with confidence. Mortgages sit alongside all of this, brought together so your finances are simple, connected and easy to manage.
Every journey starts with a free consultation — a 15 to 30 minute chat to see if and how Invicta can help, including an open conversation about what's involved. From there the process follows five steps: an introductory chat to get to know you and your family; research and a market review, working with all the top providers to compare options; a recommendations meeting where advice is explained in plain English and adjusted until you're comfortable; the application, completed together and lodged with the insurer; and underwriting, where Invicta handles the back-and-forth with the insurer on your behalf.
Client feedback paints a picture of a people-first team. Reviewers name-check advisers including Andrew Liu, praised for taking the time to explain things rather than throwing numbers around; Orion Chau and Lily, who found a more affordable insurance provider; Connor, who found a better policy while working around a busy schedule; Paige, described as genuinely caring and easy to talk to; Tom, easy to communicate with; and Caleb, who sorted out a KiwiSaver switch with professionalism and warmth.
One standout story involves adviser Richard Moore. Asked to review a client's income protection insurance, he conducted a meticulous comparison with market alternatives, concluded the existing cover was already excellent, and honestly advised the client to stay put rather than buy a new policy. As the reviewer put it, finding an adviser who prioritises the client's best interests over making a sale is rare.
Behind the friendly service sits a substantial operation: more than $80 million in funds under management, over 3,000 clients and 1,500+ in-force policies. As Invicta puts it, behind every number is a family, a story and a relationship they're proud to stand behind. The firm also shares clear, practical guidance through its Insights blog, covering topics like the 2026 KiwiSaver changes and how to compare health insurance policies before choosing.
Getting started is deliberately easy — 15 minutes is all it takes. Book a free consultation through the website, call 0800 INVCTA (0800 468 282), or email info@invictafinancial.co.nz. Whether you're reviewing an old policy, sorting your KiwiSaver or planning long-term wealth, the Wellington team is ready to do the heavy lifting so you can focus on the good stuff.