A mortgage adviser based at 9A Bow Street in Raglan, Waikato, who works with clients across the Greater Waikato, including Hamilton, Cambridge, Morrinsville and Te Awamutu. The adviser has 25 years' industry experience and describes a practical, no-nonsense approach. Lending covers home loans, investment loans, refinancing, construction and renovation loans, debt consolidation and business and commercial loans for self-employed owners. The adviser takes particular interest in first-home buyers, investors and people refinancing, and he handles the bank negotiations. Access is to more than 30 banks and lenders through the Loan Market network, which the website describes as the largest group of mortgage advisers in New Zealand. Clients can also look at using their KiwiSaver. Enquiries are made by form on the website, or by phone on 027 436 1717. The site has calculators for borrowing power, repayments and budgeting, and the adviser stays in touch after a loan settles.