TMx Limited is a Christchurch insurance advice business based at 100B Moorhouse Avenue in Addington. The 'TM' in the name reflects its origins: the company was created as a tailored division of Tony Mounce Mortgages (TMO), building on the reputation, knowledge and experience of the South Island team founded by Tony Mounce. After years arranging finance and helping people into first homes, dream homes and investment properties, the team created TMx to protect those same goals from life's unforeseen events — with the 'x' standing for expert advice.
The company advises on the full span of personal and business risk cover: life cover, trauma insurance, permanent disability, health and medical cover, income protection, mortgage protection, redundancy insurance, key person cover, and employee benefits and group schemes. Mortgage enquiries are referred to the parent company, Tony Mounce Mortgages. For life insurance TMx works with AIA, Asteron, Chubb, Fidelity Life and Partners Life; for health insurance, with Accuro, AIA, nib and Partners Life.
TMx sets out five promises to clients: give their best advice by assessing and comparing New Zealand's leading insurance options, save clients time by researching the market, keep everything simple and jargon-free, work in the client's best interest rather than the insurers', and check in frequently to keep plans tailored to changing circumstances. Advice is generally free of charge, with the team paid commissions by insurers. Director Travis Hamilton has provided risk and insurance advice since 2011, supported by advisers Ollie Sheremetov and Hamish Findlay, team manager Catherine Lindsay and an insurance support team.
On Moorhouse Avenue in Addington, TMx Limited spends its days on the questions most of us put off: what happens to your family, your home and your income if life takes an unexpected turn. It is an insurance advice business, but the team describes the work more simply — helping clients ensure they have certainty, control and cash, so the right money goes into the right hands, at the right time.
The name is a clue to where the company came from. The TM of TMx stands for its origins as a tailored division of Tony Mounce Mortgages (TMO), a South Island business led by founder Tony Mounce. Through TMO, the team spent many years arranging finance and helping people achieve their goals — first homes, dream homes, investment properties. Along the way they learnt that unforeseen things happen, and that having the right insurance in place is what protects those goals. The x stands for expert advice.
Today TMx advises on life and health insurance across New Zealand, with extensive knowledge of the options available. Mortgage enquiries are referred through to the parent company, so both sides of a client's financial life stay connected.
TMx arranges a full range of personal and business policies. Life cover provides a lump sum on terminal illness or premature death, helping clear debts and funeral costs. Trauma insurance pays a lump sum on diagnosis of a critical event such as a heart attack, cancer or stroke. Permanent disability cover assists those unlikely to work again — a policy the team notes is often overlooked but arguably carries the greatest financial impact, because people now live through health events they never used to.
Health and medical cover means skipping the queues of the public waiting list for surgery, hospitalisation or specialists. Income protection pays a monthly benefit of up to 75% of income if illness or injury keeps you off work — important, the team points out, because ACC does not cover illness. Mortgage protection pays the mortgage arranged so carefully for you, generally on top of any ACC entitlements. Redundancy insurance protects income in uncertain times, while key person cover helps businesses weather the loss of a vital team member. Employee benefits and group schemes round out the offering, often without medical underwriting.
Director and insurance adviser Travis Hamilton has been providing risk and insurance advice since 2011, with experience across advising, senior management and running his own advisory business. He specialises in personal and business insurance, policy ownership and claims. Ollie Sheremetov spent seven years with one of New Zealand's largest banks before becoming a financial adviser in 2019, and specialises in claims processing and policy management. Hamish Findlay entered the industry in 2022 with a finance degree and a focus on long-term affordability strategies and claims management.
Behind them sit insurance team manager Catherine Lindsay and a support team of Brooklyn Aitken-Mann, Katelyn Caldwell and Sarah Vaggs — the people who keep policies in order and claims moving.
TMx sets out five things clients can expect. Best advice, drawn from assessing and comparing New Zealand's leading insurance options. Time saved, because the team does the research for you. Simplicity — no jargon, and no confusion about whose side they're on: they work for you, not the insurers. A partner working in your best interest at every stage. And regular check-ins, because circumstances change and a plan should keep up.
The office is at 100B Moorhouse Avenue, Christchurch, with a freephone line on 0800 668 623 and a get-started form on the website. TMx Ltd (FSP772317) is an authorised body under Tony Mounce Mortgages Limited's Financial Advice Provider licence, regulated by the Financial Markets Authority. Generally, clients pay no fees for the advice — the company is paid commissions by insurers, a structure set out plainly on its Important Information page. As the team itself puts it: the best time to organise your insurance is now. Let's chat.