FMG Christchurch is a branch of Farmers Mutual Group, a New Zealand insurance mutual formed in 1905 by farmers for farmers. FMG is 100% owned by its rural members, with 30 local offices across regional New Zealand, and as a mutual, 100% of profits are reinvested into the business rather than paid to outside shareholders, which the company says helps keep premiums fair and affordable.
FMG covers a wide range of needs, from home, car and contents insurance through to lifestyle blocks, businesses, horticulture and viticulture, dairy farming, arable farming, sheep and beef farming, horses, life and health insurance, and travel insurance. The Christchurch branch is part of this national network, giving local clients access to the same advice, claims and cover options available across the country.
FMG is B Corp Certified, and the company positions itself around supporting rural and provincial New Zealand, including partnering with New Zealand Police on rural crime prevention advice and running programmes such as Farmstrong, the FMG Young Farmer of the Year, and FMG agriculture scholarships. Clients can manage policies, request quotes and make claims either online through FMG Connect or by contacting the team directly.
FMG Christchurch, on Robin Mann Place in Harewood, is a local branch of Farmers Mutual Group, one of New Zealand's longest-standing insurers. FMG was formed in 1905 by farmers, for farmers, and more than a century later it remains 100% owned by its rural members rather than outside shareholders. That mutual structure shapes how the company describes itself: instead of profits flowing to investors, FMG says 100% of its profits are reinvested into the business, which it positions as a way of keeping premiums fair while continuing to support rural and provincial New Zealand.
FMG operates around 30 local offices throughout regional New Zealand, and the Christchurch branch sits within that wider network. Clients dealing with the Harewood office have access to the same range of products and advice available across the country, backed by a company that has spent over a century focused specifically on rural and provincial clients.
FMG's cover spans both everyday and specialised needs. On the everyday side, it offers home, car and contents insurance for households. For rural clients, cover extends to lifestyle blocks, horticulture and viticulture operations, dairy farmers, arable farmers, sheep and beef farmers, and horse owners. The company also covers businesses, and rounds out its offering with life and health insurance, plus travel insurance provided under the Cover-More Travel Insurance brand.
This breadth reflects FMG's rural heritage: rather than being a general insurer that also does farm cover, the company has built its offering around the specific risks that come with rural and lifestyle properties, alongside more familiar home and business cover.
Alongside policies, FMG publishes advice content aimed at farmers and lifestyle block owners, covering topics like dairy, sheep and beef, on-farm risk, home safety, and business. It also offers regional advice and learning modules, and has partnered with New Zealand Police to provide guidance on preventing rural theft and burglary, which the company notes can cause significant financial loss and emotional disruption for rural families.
FMG also invests in the rural community more broadly, supporting initiatives such as FMG agriculture scholarships, the FMG Young Farmer of the Year competition, and Farmstrong, a wellbeing programme. The company holds B Corp Certification, a status tied to standards of social and environmental performance.
Clients can manage their insurance in several ways. FMG Connect and FMG Connect Me offer online login and registration for managing existing policies. From there, or by contacting the company directly, clients can request a quote, make a claim, manage their insurance, and get information on premiums, renewals, statements and payment options. For anyone visiting or contacting the Christchurch branch, these same online tools sit alongside the option of speaking with the local team directly.