A mortgage advisory service run by Emma, a senior mortgage adviser with more than 20 years in the finance industry, based on Gloria Avenue in Te Atatū Peninsula, West Auckland. Emma is a regulated financial adviser with a New Zealand Certificate in Financial Services specialising in mortgage advice.
The service covers first home buyers, people buying or selling a home, investors and refinancing. For first home buyers, the adviser offers step-by-step guidance through comparing mortgage options, the paperwork and the costs. For people buying and selling, the website covers questions such as whether to buy or sell first, keeping existing loans, building a deposit and break fees. For investors, it covers structuring loans so they can be protected against changes in circumstances and bank policy. For refinancing, the adviser can work with the current bank and a new one.
Emma says she works with self-employed clients and aims to structure loans so they can be paid down as quickly as possible. The website says advice continues for the life of the loan, with regular reviews.
Appointments can be booked through the website, or by phone on 022 133 6628 or email at emma@futuremortgages.co.nz.
Our pick in Te Atatū for a first home buyer or a self-employed borrower who wants advice that continues after settlement.